Question: How Long After Taking Out Phone Insurance Can I Claim?

How long does asurion take to process a claim?

The whole process usually takes less than 10 minutes and our Customer Care team is available around the clock to help make the process as easy as possible.

After you submit the device claim, you should receive an email with shipping and tracking information for your replacement device..

How do I make a successful mobile phone insurance claim?

How to make a claimCall your insurer on their claims number (this is on your policy documents) and let them know you need to make a claim.Explain what has happened to your mobile phone. … Fill out any paperwork and send your insurer any supporting documents they have asked for.

How many times can I claim on my phone insurance?

There is no limit to the number of damage claims you can make, as long as the insurance remains on your account. Your replacement device will be of the same or similar specification, but it may be a different make, model, colour and/or have an alternative operating system.

How long does it take Assurant to process a claim?

It only took minutes to file and no more than 24 hours to process.

Does insurance cover water damage phone?

Insurance for your phone is through Asurion. This insurance does cover the phone being lost, stolen, or damaged. This includes water damage. When you file claim, deductible has to be met, (which can be $149-$199), and a replacement will be sent to you.

What happens when you claim a lost phone?

If you reported the phone lost or stolen, and Asurion replaced it, the lost or stolen phone, if it’s found, is blacklisted, and will remain so. Keeping a phone you made an insurance claim on is fraud on your part.

How many times can you file a claim with Asurion?

Is there a limit to the amount of claims I can make on my phone? Yes. Most of our wireless carrier programs have coverage limits which range from two (2) claims in 12 months to three (3) claims in 12 months. Check your wireless carriers’ program specific information.

What is phone accidental damage?

Accidental damage cover This will pay out for accidents to your phone, anything from dropping it, to putting it in the washing machine. If your contents insurance policy doesn’t include accidental damage cover, you’ll only be able to claim for damage caused as a result of damage in the home, such as a fire or flood.

What does insurance cover on your phone?

Cell Phone Insurance The purpose of buying insurance is to protect against the things that a manufacturer’s warranty does not. … Additional insurance will usually cover: Accidental damage including a cracked screen and water damage. Mechanical and electronic failures, if your manufacturer’s warranty has expired.

What is the best insurance for mobile phones?

Best Mobile Phone Insurance CompaniesTrusted Insurances Gadget Insurance Ultimate Cover.Better Buy Insurance Mobile Phone Insurance.Switched On Insurance Gadget Insurance Ultimate Cover.Insurance2Go Full Cover Mobile Phone Insurance.CoverCloud Elite.Debenhams Mobile & Gadget Insurance Ultimate Cover.More items…•

Can I claim on my phone insurance straight away?

Some policies have instant cover, which means you’ll get your replacement within standard delivery times – three to five working days usually. However you might not be able to make a claim straight away, as some policies have a deferral period that won’t allow you to claim for a set time after taking out cover.

Is it worth it to get cell phone insurance?

With numbers like that, insuring your smartphone for repair or replacement might seem like a good idea, especially when premiums can be as low as $7 to $36 per month. But while that sounds great, it’s not that simple. For each claim you file, you’ll pay a deductible that could run anywhere from $29 to $225.

What happens if you don’t send your phone back to Asurion?

Be completely honest with all concerned about what you wish to do. Simple. Be honest and return the damaged phone to Asurion, or they will charge you a couple hundred dollars as a penalty. HOWEVER, if you owe $1400 to AT&T they can blacklist your new replacement phone if you default on your bill.

Does homeowners insurance cover cell phones?

Your homeowner’s policy does cover your smart phone for damages, such as fire and theft but not for losing or misplacing your phone. Even if you had a covered loss, your loss will be subject to the deductible of your insurance (usually $500-$2500).